Insta Test

Service

Wise Account

Revolut Standard Plan

Monthly Fee

Free

Free

Money Transfers

Variable fee starting at .48% depending on currency

Fee applies to international payments and varies depending on currency and destination

Exchange Rate Fees

Mid-market exchange rate the same you normally find on Google

Revolut exchange rates with a fair usage fee of 1% for exchanges exceeding 1000

Debit Card

7$ per card

First card is free with a delivery fee